Best Money-making Apps to Help You Monetize Your Smartphone Usage Time

• Save money on top brands like Nike and Samsung
  
• Provides leisure & travel-based discounts
  
• Earn cashback by referring to a friend
  
• Actively publishes deals on social platforms

Rakuten is like a phone directory where you can find all the coupons and offers in existence. Except this one is digital. For Black Friday, Rakuten gears up with specialized deals, cashbacks, and coupons to help you save money on every purchase you are planning to make. By the way, you can also earn extra rewards and unlock more offers by referring to friends.

On Rakuten, you do not always have to visit if you want to keep your shopping horses under control until the Black Friday sale comes. Instead, the push notification option is there for you to enable alerts, and the app will keep you in the loop with the sale. I personally can’t control compulsive shopping. So, I take full advantage of the feature each year and for multiple sales.

[Check Out: Best Cashback and Rewards Apps]

• Pay via Ibotta gift cards offline or online to earn cashback
  
• Instant cashback is provided
  
• Explore money-saving offers for your shopping lists
  
• Supports many merchants including Walmart, DoorDash, Uber, and more

One of the top groceries apps, Ibotta rewards you with cashback on each purchase. Be it essentials or groceries, you are eligible for rewards on each and every purchase that you make. You do not need any coupons or codes for the app to work for you. The only thing you need to do is to pay via Ibotta gift cards and you get assured cashback on every purchase with Ibotta, the best cashback payment app.

• Free to use and install
  
• Share your internet traffic to earn $0.20 per GB
  
• Includes surveys that pay as well
  
• Via referrals, you earn 10% on each earning that your friends make

There are two ways to make money on Pawns.app. You can either share your internet connection or you can attempt surveys to clear. The free app is an ad-free experience that helps internet users in making money on their smartphones. Whether you are a student or an adult, if you are from one of the supported regions of Pawns.app, you are eligible to convert your internet data into cash.

To use this best money-making app, you share the bandwidth of your internet connection with other Pawns.app users and In return, you get paid. You can also earn through surveys based on topics like politics, arts, animals, or anything else.

By using Pawns.app, you can earn between $5 to $140. The amount of money can vary depending on how much of the internet data you are willing to share. You can also use the referral feature of the app to earn additional money. By inviting friends via referrals, you make 10% of their earnings.

• Post about products by selecting the campaign of your choice
  
• Make money from these campaigns from anywhere
  
• Simply post on social media platforms
  
• Find nearby businesses to find campaigns

Another top recommendation in this list of leading money-making apps, ThumzUp is perfect if you want to get paid by showing love to products you already love. There are campaigns that can you choose from and post about them to inform your virtual connections. You can post your reviews on platforms like Twitter, Instagram, or Facebook and once your post is verified by the platform, you make money depending on the campaign you picked.

Your reviews help you make money but in parallel, these reviews also help brands and businesses grow their customer base. You can say that ThumzUp is a bridge between brands and advertisers willing to promote these brands and make some quick cash in return.

• Suitable for professionals from many backgrounds
  
• A huge network of clients from all over the world
  
• Option to increase the exposure
  
• More than 400 service categories

This one of the best money-making apps for Android and iOS is designed for freelancers of different expertise. Writers, graphic designers, engineers, or any skilled professional can onboard the platform and explore multiple opportunities from clients from all over the world. Fiverr is a perfect option for individuals looking for ways to make money during their preferred hours. From work flexibility to different levels of rates, Fiverr has leading and startup clients that regularly work with freelancers.

• For each sale, users can earn $5 which can exceed up to $10 as per photo quality
  
• Foap distributes your photos to brands like Getty images to help you earn even better through your work
  
• Get genuine feedback for your uploaded photos

Foap is being valued as one of the most trusted Android and iPhone top money-earning apps. Foap, One of the top apps to make money fast is specifically designed to encourage photographers who can make money by selling their photos clicked by smartphone.

It’s a crowdsourcing platform for both professional and practicing photographers where the photographers get exposure from famous brands and advertising agencies who are always in search of the best images to create amazing ads.

Foap’s registry has accounted for more than 2.5 million photographers, including all. If you’re interested, just register with a valid account, and upload your high-quality pictures followed by clear tags. Once the upload is successful, your photos or album will be rated by the Foap’s registered community to make it ready for sale.

• Free to install
  
• $10 joining bonus
  
• Every day 10,000 gift cards are redeemed
  
• Scan receipts for cashback

On this unique survey app, you earn gift cards, deals, and much more to make those shopping trips less harsh on your pockets. On this one of the best cashback apps, you also get a $10 bonus while joining the app.

• Free to install
• Earning rewards in the form of sweatcoins
• Includes daily bonuses
• Chance to win extra rewards every month

This best app for walking and getting paid uses an advanced formula to track and reward you for walks. The more you walk, the more you earn on this app that pays to walk. Your reward will be in the form of sweatcoins that can be used on a few selective marketplaces.

• Invest in ETFs to secure your future
  
• Bank smartly using a heavy metal debit card and a checking account
  
• Shop on over 15,000 brands and receive bonus investments
  
• Invest in over 100+ US-based companies

The next recommendation we have in this list is Acorns, an app that is also popular as one of the top investment apps. Acorns fintech app comes with smart banking and investment assistance that motivates you to invest smarter.

It allows you to earn rewards when you shop from this app. Its ‘round-up’ feature helps beginners by automatically investing the spare change from everyday transactions. Acorns also provides a Visa Debit card and banking services to its users which is backed by Lincoln Savings Bank or NBKC Bank.

There are ETF portfolios in Acorns to invest in. These portfolios can be helpful if you want to build a financially safer future and make the best out of your investments.Acorns experts also offer investment-related assistance to help you personalize your portfolio making one of the best investment apps. You can also read educational blogs and articles to boost your understanding of financial management and investment.

You can enjoy all of Acorns' exceptional capabilities by paying a nominal monthly fee. The Acorns app provides an approachable platform and a straightforward approach toward investment. It is thus considered the best choice for beginners who wish to build their portfolio with minimal investments and effort gradually.

The Acorns app has 3 subscription plans: Acorns Personal ($3/month), Acorns Personal Plus ($5/month), and Acorns Premium ($9/mo). All these subscriptions have their own unique features and facilities.

• Limited free connections to send clients requests
  
• Easy to use UI
  
• Submit a proposal from the app itself
  
• Features to eliminate the probability of scams

Upwork is known across many markets due to its amazing features designed for freelance professionals. From writers to software developers, Upwork is a huge platform to connect with all short- skilled professionals. You can hire or get hired on the basis of hourly rates and Upwork does not only connect two parties but also help them in executing tasks like payment processing, etc.