5+ Neo-Banking Apps to Help You Access All Banking Services at a Single Place

• Provides a Visa Platinum Debit Card
  
• Includes all expenditures in a single account
  
• Allows syncing other banks to the app
  
• Includes smart mutual funds to invest in

Fi Money can be your other top answer if you are planning to use neo-banking apps. The app provides awesome features such as Zero FOREX markup, no hidden fees, 24/7 support, etc. The quality of services provided by Fi Money stands out and thus, we and millions of people around the globe love Fi Money for our financial needs.

• Supports financial transactions through multiple channels
  
• Comes with a QR code and digital transaction ID
  
• Provides a 24x7 support staff to help you
  
• Connects existing bank accounts as well if users want

This one of the top neo-banking apps for iPhone and Android is designed to empower individuals and businesses as well. The app provides a range of features that could smoothen out your financial journey and help you spend and save smartly. Whether you have long-term or short-term financial goals, Instantpay is the key to achieving them.

• Provides a metal debit card on signing up
  
• Does not require a balance to maintain
  
• Comes with a no-penalty SIP plan
  
• Earn a 1% reward on every purchase

The name is super popular among the leading financial apps in the country. The app provides users freedom from maintaining a minimum balance and also from the headache of paying penalties for not maintaining the balance. There are zero forex charges too so you save quite a bit on investing and saving. Once you onboard Jupiter, the platform provides you with a metal card that works well and looks cool as well.

• Used in 150+ countries
  
• Comes with an international debit card
  
• Provides up to 7% per annum interest on FDs
  
• Includes 24x7 chat support for users

The next top name in this list of top neo-banking apps is Niyo Global. The app comes with 24x7 chat support, zero forex charges, a premium lounge experience, an international debit card, and other such facilities that will make your financial journey more comfortable than ever before. The documentation process on Niyo Global is super easy as well and hardly takes up to 5 minutes.

• 10+ languages are supported for the UI
  
• The chat support is available 24x7
  
• Get personalized investment plans
  
• Provides up to 10% of returns on Flexi-Deposits

An app by one of the leading fintech developers, Townhall Technologies Private Ltd, Mool Money is quite popular among users of neo-banking apps. The platform comes with a personalized investment plan and provides up to 10% of interest rate on Flexi-Deposits. Mool Money also has 24x7 chat support for users and the app supports 10+ languages as well.

• No hidden or membership fees
  
• The registration process takes hardly 5-minutes
  
• Provides a dashboard to review and manage transactions
  
• Check EMIs in just 60 seconds for your customers

The app includes a dashboard that makes it easy to review and manage all transactions. Additionally, you can review breakups of transactions and review all charges to figure out what is included in the final payments. The app is designed especially for the healthcare industry so doctors, dentists, and other healthcare professionals can streamline the financial aspects of their professions.

• Freeze or unfreeze your cards instantly
  
• Includes no hidden fees
  
• Provides trading services as well
  
• Comes with a range of cashback and discounts

The last recommendation in this list of the top neo banking apps includes the name that has millions of downloads across the world. The one-stop destination for all your needs provides features that make transactions smoother and safer and helps you control your cards in real-time whether you want to freeze them or control your transactions.