5+ Neo-Banking Apps to Help You Access All Banking Services at a Single Place

These top neo-banking apps offer a range of features to help users secure and save better. To trade, save, invest, and transact among other financial activities, any of the top neo-banking apps we are discussing can be trusted.

Finance 15 April, 2025

Top Neo-Banking Apps for Android and iOS Users in 2025

Fi Money

Rated 4.6
Rated 4.5
  • Top Features

    • Provides a Visa Platinum Debit Card
    • Includes all expenditures in a single account
    • Allows syncing other banks to the app
    • Includes smart mutual funds to invest in
  • More about product

Instantpay

Rated 4.8
Rated 4.2
  • Top Features

    • Supports financial transactions through multiple channels
    • Comes with a QR code and digital transaction ID
    • Provides a 24x7 support staff to help you
    • Connects existing bank accounts as well if users want
  • More about product

Jupiter

Rated 4.6
Rated 4.4
  • Top Features

    • Provides a metal debit card on signing up
    • Does not require a balance to maintain
    • Comes with a no-penalty SIP plan
    • Earn a 1% reward on every purchase
  • More about product

Niyo Global

Rated 4.5
Rated 4.1
  • Top Features

    • Used in 150+ countries
    • Comes with an international debit card
    • Provides up to 7% per annum interest on FDs
    • Includes 24x7 chat support for users
  • More about product

Mool Money

Rated 4.5
Rated 4.0
  • Top Features

    • 10+ languages are supported for the UI
    • The chat support is available 24x7
    • Get personalized investment plans
    • Provides up to 10% of returns on Flexi-Deposits
  • More about product

SaveIn Partner

Rated 4.8
Rated 4.7
  • Top Features

    • No hidden or membership fees
    • The registration process takes hardly 5-minutes
    • Provides a dashboard to review and manage transactions
    • Check EMIs in just 60 seconds for your customers
  • More about product

Revolut

Rated 4.9
Rated 4.7
  • Tech Specifications

    Metrics Android iOS
    Latest Version 10.2 10.19
    Device Supported iOS 13.0 or later Android 7.0 and up
    Subscription Free Free
  • Top Features

    • Explore commission-free investments
    • Keep your money tracked along with all expenses
    • Free or unfreeze cards from the app itself
    • Makes it easier to earn cashback and rewards
  • More about product

    With Revolut as our last recommendation in this neo-banking apps list, now comes the time to wrap up this report. Our recommendations that we shortlisted above have amazing quality standards and a range of features to offer. Whether you want to make your finances safer or want to streamline your finances, you can pick any of the above-mentioned options and start your more managed financial journey.

    Lastly, if you are a developer and want to list your product among these top neo-banking apps as well, you can reach out to us and submit your product. This could give your app the opportunity to get featured on MobileAppDaily.

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