Top 15 Money Saving Apps To Save Your Bucks In 2024

• Goals option to help you save money
• Zero fees on card usage abroad
• Transfer money to over 38 countries from the bank account
• Option to lock your card in case you lose it

Awarded on multiple occasions and changing the way people manage their money, Starling Bank is one of the best money saving apps that takes care of your banking. The savings app provides spending insights in a clear and precise way to help you understand where you’ve spent your money and how you can save it. Users get instant notifications of their payments with a real-time balance. In case you are abroad and using your card, the app charges no additional fee.

• No hidden fees
• Over 38,000 ATMs with no charges
• Block your card instantly in case of any issue
• Paycheck up to 2 days early

An app that helps you save money, Chime is a mobile banking platform and one of the best money saving apps that provides your paycheck up to two days early. Users get zero-fee overdraft along with a debit card, a spending account and a savings account to help you in saving your money. The notable part about Chime is that applying for an account is easy and free of cost. It only takes 2 minutes and you’re done with it. 

• The app works with some of the major applications like Uber, eBay, Boxed, etc
• Earn cashback rewards by just uploading a photo of your receipt
• Multiple bonus cash options
• Earn at more than 500,000 locations

Groceries are something that we need on a daily basis and are counted as a basic necessity for us. So, imagine saving a couple of bucks every time you go out to purchase groceries. For instance, a person buys groceries on an average of five to seven days (i.e. a weekly basis) so with an app like Ibotta, he/she will be able to save a lot in just a few weeks.

Featuring amongst the best money-saving apps, this application can be referred to as the latest means of grocery store coupons where users get to review deals that are active around them or in their surrounding locations. All you need to do is scan the barcodes of products that are eligible for an offer and take a picture of your receipt. Users are eligible to withdraw money at a threshold of $20 via cashback.

• Track transactions with just one swipe
• Convenient notifications
• Smart budgeting
• Get credit score for free

If you are someone who finds it hard to manage bills then Mint is your go-to mobile app. With Mint, one of those best money saving apps, the user can easily maintain their different bills so that they can avoid being charged extra fees for the delay in bill payments. One of those best payment apps, Mint saves a lot of your payment hassles. 

You will also get a free credit score by which the user can monitor his/her savings and with a good credit score, the chances of getting a better loan will also increase.

With the Mint app, the user can create a budget that ensures that enough money is saved for other major obligations like emergency funds, retirement, etc.

• Make your budget
• The app helps boost credit score
• Free to use

We all give tips at a restaurant or anywhere else, but what if you get an app through which you tip yourself? Well, with this money saving app, you get the privilege of paying a tip to yourself. The app allows users to save their money and use it whenever the need arrives. The best part about the app is that it is free to use and you don’t have to pay for it. 

• The app allows users to spend reasonably at just $1, $2 or $3 per month
• There are no hidden fees
• No low balance
• Ease of withdrawing money

Acorns is another of those exciting and quite innovative apps that invest your spare change automatically. Being one of the best money-saving apps, it is easy to set up, i.e., all you have to do is link your credit or debit card to your account. When that’s done, the app will start automatically investing all the spare change from purchases made with the said card.

At first, this might sound like a silly app to use, but we know your opinion will change after trying it. In fact, having an app that invests small amounts for you every day is a great way to improve one's portfolio and savings. Naturally, Acorns only invests your money in ‘safer’ instruments.

• Set goals and track them on the go
• Import your transactions by bank syncing
• Detailed reports that help measure progress
• Personal support around the clock

As the name of the app suggests, you need to have a well planned and organized budget in order to save money effectively while performing your daily chores. With the help of this app, the user can create a simple and easily applicable budget interface whose main aim is to inform them about the true value of money.

In You Need A Budget app, users will also learn about prioritizing the various expenses based on their level of importance which makes it one of the best money savings apps. Along with this, you can also learn new ways to save more money for retirement and emergencies as well as how to handle unexpected costs like using your credit cards. You can even go ahead and connect this application with your Apple Watch or even with Amazon's Alexa.

• Bank-level security
• Free to use
• 3% interest on the first $500
• Family and friends can easily gift money

Another of those saving money apps, kidfund makes saving for kids easy and convenient. With this app, parents can save money for their kids’ future, relatives and friends can send cash rewards through the app and it all gets saved in one place. All this makes Kidfund as one of the best saving money apps to use.  

• Tracking of budget
• AI-powered
• Financial tasks easy to execute
• Tracking of credit card spendings

The Clarity Money app is another of those prominent apps that help you save money and a number of people rely upon. The key objective of this app is to separate out wasteful spending from wide spending. This can be done by canceling out subscriptions that the user is not actively engaging in.

This money-saving app is available on the Apple App Store to be downloaded for free of cost. With Clarity Money, users can also track their spending to make sure that they are on the right budget making it one of the best money saving apps. You will also get certain credit cards recommended to match your lifestyle.

• Automated savings
• Weekly insights
• Direct deposits
• Automatic bill payment

Another of those best money saving apps that helps you save your money smartly, spend with care, plan your budget and even track your past transactions. The app takes care of your personal finances to a great extent like the other apps that help you save money. So you get multiple ways to save money.