Best Budgeting Apps to Achieve Financial Goals in 2024

• • Suitable for automated and DIY investing
  • Huge selection of investment options- crypto and more
  • Manages portfolios with a robo-advisor
  • Offers an online bank account with a budgeting tool

Stash is a simple and secure app that makes investing affordable. The app is counted among the best budget apps for Android users. The app has already won the trust of millions of users. Stash became a helping hand to grow their money and achieve financial goals.

Stash allows you to choose from many stocks and ETFs without paying extra fees. Investing through this app is affordable, as you can start with any amount of money. Also, as you customize the Stash, it can even invest automatically for you.

Stash also offers a Smart Portfolio, which is like having an expert who creates and manages a diverse investment portfolio for you. The app adjusts it regularly to keep it updated. With Stash, you can leverage the banking perks too. It allows you to get your paycheck earlier, use tools to save money and earn bonus stock when you spend.

Stash isn't just about investing; it's also about learning. The app gives you tips and information to help you understand investing better.

For only $3 per month, Stash is a commonly used investment app that offers a plan that includes investing, a special card that earns you stock when you spend, banking, tools to help you budget, personalized advice, and an automatic investing account. It is a beginner-friendly stocks app that can assist you at every step of your investment. Plus, you get a retirement account that offers tax benefits. With Stash, investing and managing your money is easy and secure.

• • Give bonuses for chores, good grades, or a little pick-me-up.
  • Create a chore schedule, follow completed chores
  • Get real-time notifications on all money transactions
  • Use the allowance tracker to give kids and teens their allowance
    

BusyKid is the best iOS money management app, offering a practical way for your kids to learn about earning, saving, and spending money wisely. You will get a user-friendly experience with a 30-day trial and make financial learning a family affair. Easily manage chores and allowances, and explore the world of finance with BusyKid Debit Cards.

Transform household tasks into a rewarding system with auto allowances and bonuses for good behavior or achievements. BusyKid simplifies tracking chores and distributing allowances, ensuring kids understand the value of hard work.

Stay connected and informed with real-time notifications and the option to have up to 5 BusyKid Debit Cards per family, compatible with Apple Pay & Google Pay. Empower your children to start their ventures, save responsibly with your support, and even invest in real companies and ETFs through the app's integrated platform.

BusyKid goes beyond everyday finances, offering BusyPay for easy money transfers and teaching generosity through charity donations. Choose BusyKid as your partner in guiding your children towards a financially responsible future.
 

• • Customize your dashboard to focus on what is important to you
  • Easily track all your expenses, savings, and investments in one place
  • Manage your subscriptions and bills with a handy calendar view
  • Set and track your personal finance goals
    

Monarch is a top pick for budgeting on Apple devices, making it simple to watch over your money. It is an all-in-one app where you can see your spending, how much you're saving, and how your investments are doing.

With Monarch, you get handy tools, like One Spot, to check all your subscriptions and bills. Plus, you can put widgets on your home screen to quickly see your budget or how close you are to your goals.

It's easy to keep an eye on your investments with Monarch. You can see how they compare to standard benchmarks and even track your cryptocurrency's and property's value. The app shows you how you are doing each month, and if you need to change your budget, Monarch guides you through it.

Monarch automatically sorts your expenses and lets you know if something changes, so you always know where your money is going. It is the best Apple app for budgeting that helps you control your money, keep track of your spending, and work towards your financial dreams. Monarch is the ideal helper for anyone who wants a clearer picture of their finances.

• • Try Oportun with 30 free days of saving and investing
  • Link your bank account so Oportun can learn about your spending
  • You can easily set up your savings goals
  • Oportun saves small amounts frequently, adding up to big savings
    

Oportun stands out as one of the top budgeting apps for Android, offering a smarter way to reach your financial targets. This app is your one-stop solution for saving effortlessly while seamlessly managing your Oportun loan and credit card in a single, unified place.

Understanding your unique financial landscape, Oportun tailors its approach to your spending habits, income, financial goals, and overall fiscal situation. It's a breeze to use, helping you accumulate savings for both substantial and modest ambitions. Users typically save a significant amount each year without even noticing the effort.

‘Set & Save’ is a standout feature where Oportun analyzes your spending patterns to save money in amounts that won't strain your daily life but will accumulate quickly. Whether you're saving for specific objectives or building a general Rainy Day Fund, Oportun streamlines the process. 

Moreover, if borrowing is on your agenda, Oportun respects that you're more than just a credit score. The app provides loans designed to bolster your credit history, allowing you to apply even without a prior credit record. And if you are already a loan customer, managing your loan is straightforward within the app.

• • The app allows you to track transactions and account balances
  • Create custom alerts to keep your budget on track
  • Add a goal and track your debt payoff progress
  • Discover key insights about your finances
    

Quicken Simplifi is a budget planner for Android that helps you easily track your spending. It will give you access to view all your bank accounts in one place and understand your money better.

The app allows you to see everything from paying off debts to saving for big goals like a house or vacation. With the help of the app, you can utilize each penny to make a good plan for your money.

Quicken Simplifi has won the trust of millions of people to manage their money smarter. You can also use it to manage your budget, watch your spending, and grow your savings for the past 40 years, just like many others have.

Quicken Simplifi connects to your bank accounts, keeps an eye on your bills, and lets you know where to save more. Whether you want to save for something special, pay off your credit card, or just see where your money's going, Quicken Simplifi makes it all clear and simple. It's like having a smart helper for your money right on your Android phone.
 

• • It can help you research goals
  • It helps you get expert-like answers on investing
  • Securely connect from 15,000 banks from 70 countries
  • Wally never ever shares, sells or rents your data
    

Wally is the secure budgeting app that makes it easy for you to understand your money as the most secure option. With the new WallyGPT feature, you get your own AI financial assistant. It explains your spending with simple charts and helps you plan your budget every day.

Wally has been a top choice for managing money since 2014 and is loved worldwide for its easy-to-use features. Now, with WallyGPT, you can chat about your finances like you're talking to a friend. Ask any tough questions about your money and get clear, helpful answers.

Wally 4.0 is all about making things easier for you. It securely connects to your bank accounts from all over the world, showing all your money in one place. You get neat charts that make understanding your spending simple. And you can set your own budgets and track them every day to stay in control.

With Wally, you get a smarter, simpler way to look after your money. It is your personal financial assistant, keeping your finances safe and making budgeting smooth.
 

• • Link your bank account seamlessly
  • Offer you a real-time overview of your financial health
  • It simplifies budgeting and expense tracking
  • Invite your companions and keep the expenses transparent
    

Buddy is the best iOS money management app that makes it easy to keep an eye on your budget and expenses, whether you are on your own or with others. It helps you set up a budget that fits your life so you don't spend more than you should. Planning to share expenses with your partner or friends on a trip? Buddy lets you invite them to the app, showing who spent what.

You can link your bank account to Buddy, making it simple to see how your budget is doing after each purchase. The app gives you a clear and pretty overview of what you're spending, earning, and saving.

Buddy also has a feature for splitting costs, so everyone knows who paid for what and who owes money. If you want even more from Buddy, there's a Premium version. It's $9.99 a month or $49.99 a year, and it gives you extra features. Get Buddy and start managing your money the easy way today.

• • It supports your credit score monitoring
  • Setting up your savings goals to run on autopilot is easy
  • Lets you monitor and increase your net worth
  • Managing and canceling your unwanted subscriptions is simple
    

Rocket Money is a handy app that helps you to manage your money making it one of the best free budgeting apps for Android.  The app allows you to see all your money stuff in one place. You can easily keep an eye on your bank accounts. 

You can find and cancel forgotten subscriptions to save money. Additionally, this will help you identify any subscriptions you may have overlooked. It keeps you in the loop about price increases or when free trials are about to expire. This best budgeting app reminds you about your bills, and can even talk to companies to lower your bills for you.

Rocket Money helps you monitor where your money is going and how much you are saving. It also enables you to track your investments and retirement savings. You can check your credit score and consider your big-money goals.

Rocket Money calculates the value of your assets, such as cars, houses, or NFTs, when you provide the information. It simplifies and reduces the stress of managing your money.
 

• • Receive daily balance alerts & instant transaction notifications
  • Save easily for all your goals with sub-accounts and automated savings
  • Set aside money for bills & let Zeta pay them for you
  • Add your Zeta debit card to your digital wallet
    

Zeta is a one-stop solution among free budgeting apps for Android, handling everything from bill payments and saving for goals to tracking shared spending. It is the best budget app, working smoothly with your current accounts.

Let Zeta simplify your finances. It remembers when your bills are due and can even pay them for you. With our envelope system, you'll see what you can spend, what's for bills, and what's saved for goals.

Communication is easy with Zeta. No more confusion over charges or who spent what. See whose card was used, chat in-app about transactions, or attach memories or receipts to payments. Zeta aims to keep you and your partner in sync about money.

Get personal support from your Zeta Concierge, always ready to assist you with your account, new features, or any questions. Say goodbye to long waits and repeated explanations.

Zeta grows with you. Add a personal account for separate finances, or soon add more people to your joint account. Plus, your money and data are ultra-secure with FDIC insurance, top-notch encryption, and advanced security features. Zeta doesn't store your financial login details and will never sell your data, ensuring you're using one of the most secure and best budget app Android options available.

• • Free to use without any premium subscriptions
  • Best security and safety features
  • Accurate and free credit monitoring
  • Monitor and track your spending from anywhere

Mint the budget planner Android stands out as a top choice among budget management applications. It efficiently consolidates and organizes your spending and bills, offering a comprehensive view in a single location. 

The app is proactive, sending notifications if you exceed your budget, reminding you of impending bill payments, and flagging any transactions that seem unusual. Additionally, it provides the convenient option to check your credit score at no cost.

The app seamlessly gathers and analyzes your financial activities by linking your credit and debit cards to your Mint account, presenting you with integrated reports that offer insights into your expenditure patterns. It accommodates manual entry of expenses as well. 

You can use Mint to maintain an existing budget or develop a practical one by shedding light on your spending habits. What makes Mint even more appealing is its user-friendly interface and the fact that it's available free of charge. With helpful tips and clear views of your money, Mint is the best budgeting app to help you save more and reach your financial dreams.