29 Best Finance Apps in 2024 | Finance Tracker Apps

You Need A Budget is an incredible app that helps you stay within the confines of your income and understands that everyone has a budget constraint. The best budget app does not advise you to think or plan for different ways to earn something extra. This best money management app helps you analyze your business ideas, plan practical ways to deal with your expenses and mitigate financial issues if they crop up.

It is a brilliant personal finance manager app that helps you manage every penny. The app’s usefulness lies in the fact that it has helped its users clear off their debts with proper planning and account management.

Also, you can take online classes that coach you on budgeting and planning expenditures. Therefore, if you do not have the skills to use the app or plan your budget with its help, reach out for live coaching. The makers behind this app have ensured that no stone remains unturned.

PocketGuard can be your personal financial companion. In an era where managing finances is becoming increasingly complex, this one of the best expense tracker apps offers users refreshing and user-friendly solutions. PocketGuard helps you track your income, expenses, and savings effortlessly in a convenient space.

What sets PocketGuard apart is its ease of usage. With just a few simple clicks, users can link their bank accounts, credit cards, and investment portfolios with the app. It allows the user to categorize the transactions automatically. The intuitive categorization of these best stock trading apps will give a clear snapshot of your spending habits and help you identify areas where you can save.

One of the essential features that PocketGuard has is its budgeting capabilities. The application will help set realistic financial goals and provide actionable insights to achieve your goals. Whether you want to save for a dream vacation or are willing to pay off debt, PocketGuard creates a personalized plan for everyone to get there.

Furthermore, the app ensures your financial security with bank-level encryption, giving you the peace of mind you require to manage your finances on the go. With this powerful tool, one can achieve financial success and say goodbye to any stress related to financial management.

Are you tired of the monotonous and tedious task of budgeting? Well, if it's true, it is time to embrace a more engaging and user-centric approach to handling your finances, and this is where EveryDollar comes into play.

This best spending tracker app has already transformed the financial lives of over 10 million individuals, making budgeting a stress-free and enjoyable experience. In 10 minutes, the app allows you to create your initial budget, tailor the categories per the requirement, monitor spending, establish saving goals, and more. It provides a comprehensive financial toolkit for anyone who needs help and wants to pay off their debt faster. The app can pave the way for lasting wealth and plan a financial future.

The core of this best money management app is built on the foundation of zero-based budgeting. EveryDollar ensures that every dollar in your income has a purpose before the month begins. It means that your income minus expenses will always equal zero. It would eliminate the need for a complex percentage-based or “month ahead” planning.

Goodbudget is the modern evolution of the classic envelope budgeting systems, formerly known as EEBA (Easy Envelope Budget Aid). It is one of the financial management apps that is also an effective home budget planner and personal finance management.

This budget tracker app draws inspiration from Grandma’s envelope system. It takes budget planning to a whole new level. It empowers the user to proactively manage bills and finances, ensuring that you’re always in control of your money matters. Furthermore, it comes with real-time financial tracking, making it easier for users to stay on top of their financial goals.

This app allows seamless budget sync across Android, iPhone, and the web. This facilitates collaboration with your budgeting partners and keeps everyone in your household on the same financial page.

Experts highly recommend Goodbudget to prove its mantle further, and it has received praise from renowned sources like Google, The New York Times, Forbes, and many more. Its top-notch quality is reflected in its ranking as the #3 finance app in both major stores. Furthermore, the app has almost 3,000,000 downloads.

Need an app to gain insights to maximize your money’s potential at a single stop? Whether you intend to take a bird’s eye view of your financial journey or dive deep into the nitty gritty details, NerdWallet is the perfect application.

With this top personal finance app for Android, you can effortlessly check out all your financial accounts in a single comprehensive dashboard. However, that’s not all. The intricate aspects of this app explore its ability to control cash flow, expenses, credit score, and even net worth. 

With this personal budget app, users can simplify their complex financial journey with features such as tracking spending on multiple cards, spending insights, bill and expense tracking, and suggestions for cutting costs and increasing savings. It allows you to easily compare month-on-month spending and identify the top expense categories and the spending trends.

Furthermore, the app offers a clear view of your total net worth by showing the income, debts, investments, and contributions from your financial standing. It will help you check out historical trends and monitor individual accounts.

Venmo has an existing user base of over 83 million users. It has revolutionized the way we handle financial transactions. This application perfectly blends speed, security, and social connectivity. It allows making payments and fund transfers in a breeze. Whether splitting the rent with your roommates, sharing a thoughtful gift, or setting a lunch table, this best cost-splitting app eases the process.

Furthermore, what sets this application apart is its flexible nature. With Venmo, users can effortlessly request payments from their friends and easily customize their contributions. Venmo also offers a debit card that enables seamless transactions and rewards you with automatic cashbacks at selected merchants. Additionally, if you’re into cryptocurrency, Venmo allows users to buy, hold, and sell digital assets for as low as $1.

The application is not just your personal finance partner. Instead, it accommodates businesses as well as side gigs with dedicated profiles. It also allows payments to be stored simply by scanning a Venmo QR code or enabling online purchases through popular apps. With features like instant transfer and direct deposit, Venmo empowers its users with unparalleled convenience.

Empower is a game-changing personal wealth app that transforms how you perceive and manage your finances. With this app, your financial life will no longer be scattered across multiple platforms. It can unify your transactions in one convenient place. The app provides a comprehensive overview of bank accounts, investments, debts, and much more through the dashboard.

Another feature of this app is that it grants you a clear, unfiltered view of your financial standing by calculating your assets minus liabilities. The knowledge provided by Empower helps you make informed decisions with your money. Additionally, the application equips you with robust tools for retirement planning and allows you to track your progress and even explore hypothetical scenarios.

It even provides budgeting capabilities to automatically breeze through categories of expenses and savings, providing insights into your financial habits. It keeps you in the loop with your investments and helps you optimize your portfolio for maximum gains. It even prioritizes your security by implementing multiple layers of protection to safeguard your financial data.

Honey is one of the most popular digital budget platforms designed to keep couples in mind. It is a great solution for couples looking forward to managing their bills, bank balances, and spending together. The best couple budget app has been created to foster meaningful conversations about their financial goals and habits between teams.

Honeydue is an innovative application that can help you customize the information you can share with your partner. It helps to monitor all account balances organized in one place easily, establish monthly spending limits with various categories, and receive on-time notifications as you approach those limits. 

Aside from this, the innovative application also offers multiple other features like bill reminders, emojis for expressing spending habits, categorization of expenses, and support from numerous US, Canadian, UK, Spain, and French banks.

It offers bank-level security and user-friendly tools that empower its users and help them see the big financial picture. It reduces arguments over minor expenses and enables you to reclaim the time for enjoyable activities, helping you be completely free.

Stash can be an essential investing app that is helping millions of Americans with a secure financial future to build wealth. The personal finance app can invest and choose from extensive stocks and ETFs. It offers all this without the burden of any add-on commission fees. With Stash, you can start investing any amount while getting the convenience of automated investing that ensures wealth grows with ease.

With Stash, the user can experience the ease of automated investing and a smart portfolio. Stash’s robo-advisor provides a tailored investment strategy to reach your goals while maintaining a diversified portfolio. 

If you want to explore the world of cryptocurrency, this app can provide reasonable guidance and access to assets such as Bitcoin and Ethereum, making it easier to navigate this market.

Stash is an incredible app that goes beyond investing, offering early paychecks, banking, and other miscellaneous saving tools. It allows the user to earn bonus stock with its stock-back card.

Expensify is the ultimate solution for efficient expense management. Whether you are an individual looking to streamline your personal finances or a business owner wanting to centralize the expense tracking system, this spending tracker has you covered. This wonderful app simplifies the daunting task of managing expenses, receipts, and even traveling expenses.

This money budget app has several standout features, such as a robust receipt scanner, organizer, and intuitive user interface with advanced functionality. This app can manually track expenses and sort receipts. Its automatic expense categorization ensures that all your financial transactions are organized neatly. The app allows you to customize categories and tags to suit your needs.

The app also offers multi-level approval workflows that help automate expense policies, ensuring compliance across your team. It can manage travel expenses in a breeze and cover flights, hotels, and rental cars. It will help you sync all your popular accounting and finance tools in real time with expense updates and travel itineraries. It also supports multi-currency with the capability to track expenses worldwide effortlessly with automatic currency conversion.