Best Credit Monitoring Apps in 2024 to Help You Manage Your Credit Scores Better

best credit monitoring apps

These best credit monitoring apps will help you get the status of any modifications made to your creditworthiness so you can stay up to date and take timely actions in case of inaccuracies.

Finance

Updated on May 20, 2024

best credit monitoring apps
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Technology has made it easier to protect our finances and stay on top of our credit health. The best credit monitoring apps are a great way to do this as well, as they provide real-time notifications when something changes on your credit report or if any suspicious Read more...

Best credit monitoring apps for your iOS and Android devices

Credit Karma logo

1. Credit Karma

Product Rating

4.7

4.8

Top Features

  • Free credit score tracking
  • Real-time alerts and notifications
  • Customized recommendations
  • Intuitive interface

More about product

Credit Karma is one of the most popular free credit monitoring apps available. The best credit tracking app provides real-time notifications when something changes on your credit report and allows you to check your score for free. 

Additionally, the top credit monitoring app for free offers personalized recommendations so that you can make financial decisions based on your specific situation. It features an intuitive interface that makes tracking your credit score easy.

CreditWise by Capital One logo

2. CreditWise by Capital One

Product Rating

4.6

4.8

Top Features

  • Free credit score tracking
  • Real-time alerts and notifications
  • Comprehensive insights into your creditworthiness
  • Tips on improving your score
  • Easy-to-use interface

More about product

CreditWise by Capital One is a comprehensive and best free credit monitoring app that helps you keep an eye on your finances. The best credit card management app provides free credit score tracking and allows you to set up customized alerts so that you know when something changes on your report. You can easily see how a change in your score affects your creditworthiness, and you can even get tips on how to improve it.

TransUnion logo

3. TransUnion

Product Rating

4.0

4.3

Top Features

  • Real-time alerts and notifications
  • Free credit score tracking
  • Personalized tips to improve your score
  • Comprehensive insights into lenders’ view of your financial situation

More about product

Transunion is one of the most popular credit monitoring apps out there. This one of the best credit building apps offers real-time notifications when something changes on your credit report and lets you monitor your score over time. 

Additionally, the best credit repair app features personalized tips to help you improve your score, as well as comprehensive insights into how lenders view your financial situation. One key feature is that you can monitor your credit reports from all three of the major bureaus by using its intuitive credit score monitoring screen.

Aura logo

4. Aura

Product Rating

4.5

4.7

Tech Specifications

Metrics Android iOS
Latest Version : 3.9.0 3.9.0
Size : 96 MB 274.7 MB
Device Supported : 9.0 and up 12.4 or later
Subscription : Free, In-app purchases Free, In-app purchases

Top Features

  • Real-time alerts and notifications
  • Free credit score tracking
  • Comprehensive insights into your creditworthiness
  • Easy-to-use interface

More about product

Aura is an excellent credit monitoring app that helps you stay on top of your finances. The best credit repair app offers real-time notifications when something changes on your report and allows you to check your score for free. Additionally, the credit card monitoring app provides comprehensive insights into how lenders view your financial situation so that you can make informed decisions about your money.

Experian logo

5. Experian

Product Rating

4.7

4.8

Top Features

  • Free credit score tracking
  • Real-time alerts and notifications
  • Personalized tips to improve your score
  • Comprehensive insights into lenders’ view of your financial situation
  • Easy-to-understand interface

More about product

Experian is the world's largest credit bureau, and its app provides comprehensive insights into your credit health. The best credit monitoring service app offers free credit score tracking and allows you to set up customized alerts so that you know when something changes on your report. Additionally, the best app for credit card management features personalized tips to help you improve your score, as well as comprehensive insights into how lenders view your financial situation.

Cred logo

6. Cred

Product Rating

4.4

4.8

Top Features

  • Free credit score tracking
  • Real-time alerts and notifications
  • Customized recommendations
  • Comprehensive insights into your creditworthiness
  • Intuitive interface for easy monitoring of your score

More about product

Cred is one of the top-rated credit score monitoring apps. The app for credit card management offers real-time notifications when something changes on your credit report and allows you to check your score for free. 

Additionally, the best free credit monitoring app provides personalized recommendations so that you can make financial decisions based on your specific situation. This best credit tracking app also features an intuitive interface that makes tracking your credit score easy.

Credit Sesame logo

7. Credit Sesame

Product Rating

4.1

4.8

Top Features

  • Free credit score tracking
  • Real-time alerts and notifications
  • Personalized tips to improve your score
  • Comprehensive insights into lenders’ view of your financial situation
  • Easy-to-use interface with graphs
  • Includes charts to help you understand your credit report more quickly

More about product

Credit Sesame is a comprehensive credit monitoring app that helps you keep an eye on your finances. This one of the best credit building apps provides free credit score tracking and allows you to set up customized alerts so that you know when something changes on your report. 

Additionally, the top credit score monitoring app features personalized tips to help you improve your score, as well as comprehensive insights into how lenders view your financial situation.

Mint logo

8. Mint

Product Rating

4.7

4.8

Tech Specifications

Metrics Android iOS
Latest Version : 1000.52.0 150.82.0
Size : 66.7 MB 479.3 MB
Device Supported : Android 8.0 or later iOS 15.0 or later
Subscriptions : Free Free

Top Features

  • Free credit score tracking
  • Real-time alerts and notifications
  • Personalized tips to improve your score
  • Comprehensive insights into lenders’ view of your financial situation
  • Easy-to-use interface with graphical representations of credit health

More about product

Mint is a top-rated credit monitoring app that offers both free and premium features. It provides real-time alerts and notifications when something changes on your credit report, as well as free credit score tracking. Additionally, it features personalized tips to help you improve your score, as well as comprehensive insights into how lenders view your financial situation.

myFICO logo

9. myFICO

Product Rating

4.4

4.8

Top Features

  • Free credit score tracking
  • Real-time alerts and notifications
  • Personalized tips to improve your score
  • Comprehensive insights into lenders’ view of your financial situation
  • Easy-to-understand interface
  • Detailed explanations of what each credit score component means

More about product

myFICO is the official mobile app from the credit bureau FICO, and it offers users a comprehensive look at their credit health. It provides free credit score tracking and allows you to set up customized alerts so that you know when something changes on your report. Additionally, it features personalized tips to help you improve your score, as well as comprehensive insights into how lenders view your financial situation.

Lock & Alert by Equifax logo

10. Lock & Alert by Equifax

Product Rating

3.5

2.1

Top Features

  • Free credit score tracking
  • Real-time alerts and notifications
  • Personalized tips to improve your score
  • Comprehensive insights into lenders’ view of your financial situation
  • Lock your Equifax credit score reports securely

More about product

Lock & Alert is the official mobile app of one of the main credit bureaus- Equifax. It provides free credit score tracking, as well as real-time alerts and notifications when something changes on your report. Additionally, this app by one of the leading credit monitoring services providers lets you lock your credit score reports so you can protect them from any unauthorized accesses. 

Conclusion

The right credit monitoring app can help you manage your finances and make informed decisions about how to improve your credit score. Each of these apps offers a comprehensive suite of features that can help you track and monitor your credit, as well as personalized tips and insights into lenders’ view of your financial situation. 

With so many options available, it is important to choose the one that best fits your needs. So, hopefully our take on the best credit monitoring services will help you answer your questions like “how to check credit score without affecting it”. 

Lastly, just like this comprehensive list of the best credit monitoring apps, you can also list your product among the top names of its category by submitting it to our experts for a review. Getting featured on MobileAppDaily among top apps can be a great opportunity to grow the visibility of your app. 

By MobileAppDaily Team

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