Digital banking platform

The client sought a novel approach to establish a fintech infrastructure in Nigeria, bypassing the limitations of a traditional banking license. Our client needed a web-based digital bank, accessible via a desktop web app, that provides an all-in fintech experience with early wage access and allows users to link their existing bank accounts to the app.

Our solution comprised a user-facing web application and a reliable admin panel connected via a RESTful API to ensure the solution’s scalability and flexibility. The backend, built on Node.js and the Nest.js framework, employs a stateless architecture for fault tolerance and ease of deployment. As the system needs to manage a substantial number of requests, including transfers, deposits, and account creation, we selected an auto-scalable AWS infrastructure with load balancers as a server solution to facilitate on-demand scalability.

Thanks to our smooth collaboration, the client’s team was able to deliver a digital banking app in six months. Augmented with features like seamless banking integration and unique offerings like early paycheck access, the app helped our client tackle a major financial hurdle for Nigerians while also providing both employees and employers with a full set of money management functionalities.